With experience as a former member of California Gov. Arnold Schwarz-enegger's Public Employee Post Employment Benefits Commission and as a former trustee helping the Indiana Public Retirement System address pension design challenges, Ms. Ghilarducci is often called to testify before Congress and state legislatures.

Her proposal for guaranteed retirement accounts, with professional money management and guaranteed annuities, led to her current research project, “Beyond the 401(k): Guaranteeing Retirement Security.”
Tireless voice for pension security | Teamsters for a Democratic Union